Rideshare accidents involving Uber, Lyft, and Turo present unique legal challenges. Multiple insurance policies may be involved, liability depends on the driver's status at the time of the accident, and these companies have aggressive legal teams protecting their interests. The rideshare accident attorneys at Templer & Hirsch know how to navigate these complexities and fight for maximum compensation.
How Rideshare Insurance Works
Uber and Lyft provide different levels of insurance coverage depending on the driver's status at the time of the accident. When the app is off, the driver's personal insurance applies. When the app is on but no ride accepted, Uber/Lyft provide limited liability coverage. When a ride is accepted or a passenger is in the vehicle, Uber/Lyft provide up to $1 million in liability coverage. Understanding which coverage applies to your situation is critical to maximizing your recovery.
Who Can File a Rideshare Accident Claim?
Multiple parties can be injured in rideshare accidents and have valid claims: passengers in the rideshare vehicle, occupants of other vehicles involved in the accident, pedestrians or cyclists struck by the rideshare vehicle, and the rideshare driver themselves if another party was at fault. Our attorneys have experience representing all types of rideshare accident victims.
Turo and Peer-to-Peer Car Sharing
Turo and similar peer-to-peer car sharing platforms create additional complexity. These platforms provide varying levels of insurance protection depending on the protection plan chosen by the vehicle owner. If you've been injured in a Turo accident, it is essential to consult with an attorney who understands peer-to-peer car sharing liability.
Steps to Take After a Rideshare Accident
If you are injured in a rideshare accident, take screenshots of the app showing your ride details, obtain the driver's information and insurance, document the accident scene, seek medical attention immediately, and contact Templer & Hirsch as soon as possible. Do not give recorded statements to any insurance company before consulting with an attorney.
If you or a loved one has been injured, the most important step you can take is to speak with an experienced attorney as soon as possible. Call Templer & Hirsch today for a free, confidential consultation — we are ready to help.
