Accidents involving Uber, Lyft, and Turo come with legal twists that regular crashes do not. Several insurance policies can be in play, who pays depends on what the driver was doing at that moment, and these companies have aggressive legal teams looking out for themselves. The rideshare accident attorneys at Templer & Hirsch know how to work through these problems and fight for the most compensation possible. In our experience, the hardest part of a rideshare case is pinning down which policy actually applies, because the answer shifts depending on whether the app was on and whether a ride had been accepted at the moment of the crash.
How Rideshare Insurance Works
Uber and Lyft carry different levels of insurance depending on what the driver was doing when the crash happened. When the app is off, the driver's own personal insurance applies. When the app is on but no ride has been accepted, Uber and Lyft offer limited liability coverage. Once a ride is accepted or a passenger is in the car, Uber and Lyft carry up to $1 million in liability coverage. Figuring out which coverage fits your crash is a key part of getting you paid fairly.
Who Can File a Rideshare Accident Claim?
Many people can be hurt in a rideshare crash and have a valid claim: passengers in the rideshare car, people in other cars involved in the crash, pedestrians or cyclists who were struck, and even the rideshare driver if someone else caused the wreck. Our attorneys have experience representing every type of rideshare accident victim.
Turo and Peer-to-Peer Car Sharing
Turo and similar peer-to-peer car sharing services add another layer. How much insurance is available depends on the protection plan the vehicle owner picked. If you were hurt in a Turo accident, it is important to talk with an attorney who understands how peer-to-peer car sharing liability works.
Steps to Take After a Rideshare Accident
If you are hurt in a rideshare crash, take screenshots of the app showing your ride details, get the driver's information and insurance, take photos of the scene, see a doctor right away, and call Templer & Hirsch as soon as you can. Do not give a recorded statement to any insurance company before you speak with an attorney. The consultation is free.
If you or a loved one has been injured, the most important step you can take is to speak with an experienced attorney as soon as possible. Call Templer & Hirsch today for a free, confidential consultation. We are ready to help.