Types of Industrial Accidents
Workers' Compensation vs. Third-Party Claims
OSHA Violations and Your Claim
Free Consultation
Workers' Comp vs. a Third-Party Claim in Florida
After an industrial or workplace injury in Florida, there are usually two very different paths to compensation, and many injured workers only hear about one of them. Florida's workers' compensation law (Chapter 440) is the "exclusive remedy" against your employer, but it does not block a claim against a negligent third party.
What each type of claim can pay you for
Workers' comp is limited by law. A claim against someone other than your employer is not.
Workers' comp is no-fault but does not pay for pain and suffering. A third-party negligence claim, against an equipment maker, subcontractor, or property owner, can recover fuller damages. Many serious industrial injuries support both at once.
The exclusive-remedy exception is where cases are won. Under Fla. Stat. § 440.11 you usually cannot sue your employer, but § 440.39 preserves your right to pursue negligent third parties, and those claims allow full damages. Identifying every non-employer at fault, a machine manufacturer, a maintenance company, a general contractor, is often the difference. See our workers' compensation and personal injury pages for how the two fit together.
Where We Handle Florida Industrial Accident Lawyers Cases
We help workers hurt on job sites, in warehouses, and in plants across Florida, including:
The Attorneys Who Handle These Cases
David L. Templer and Mark Hirsch have practiced from the same Aventura office for more than 35 years and have recovered over $100 million for injured people. You speak with an attorney, not a case manager, and the attorney you speak with is the attorney who handles your file.
Consultations are free and there is no fee unless we recover money for you. Call 305-937-2700 or send us the details.
Frequently Asked Questions
Can I sue my employer for an industrial accident in Florida?
Usually not directly. Under Florida's workers' compensation law (Chapter 440), comp is the exclusive remedy against your employer in most cases. But you can pursue a separate lawsuit against a negligent third party, such as an equipment manufacturer or another contractor on site.
What is a third-party claim?
It is a negligence claim against someone other than your employer who contributed to your injury, for example the maker of a defective machine, a subcontractor, or the owner of the property. Unlike workers' comp, a third-party claim can recover full damages, including pain and suffering.
Can I collect workers' comp and still file a third-party lawsuit?
Often yes. Many injured workers receive workers' compensation benefits while also pursuing a third-party claim. The comp carrier may have a right to be repaid from a third-party recovery (a lien under Fla. Stat. § 440.39), which is something an attorney can help you manage.
How long do I have to act after a workplace injury?
Report the injury to your employer quickly, generally within 30 days, to protect your workers' comp benefits. A separate third-party lawsuit generally must be filed within two years under Fla. Stat. § 95.11.
Sources & further reading (verify before relying on them)
- Fla. Stat. § 440.11. Exclusiveness of liability (workers' comp)
- Fla. Stat. § 440.39. Third-party claims and subrogation
- Florida Division of Workers' Compensation
This page is general information, not legal advice. Laws change; confirm the current statute and speak with an attorney about your situation.