Over 35 Years of Experience — No Fee If No Recovery 5-Star Rated

March 7, 2025 — Legal Newsletter

Personal Injury Claims for Children | What Parents Must Know

Personal Injury Claims for Children | What Parents Must Know

Introduction

Accidents involving children can be a parent’s worst nightmare. When a child is injured due to someone else’s negligence, parents are left dealing with medical bills, emotional distress, and uncertainty about their legal options. At Templer & Hirsch, we understand how overwhelming this process can be, and we’re here to guide you through it.

If your child has been injured due to another party’s negligence—whether in a car accident, at school, on someone’s property, or due to a defective product—you may be entitled to compensation. Below, we’ll walk you through the key aspects of personal injury claims involving children, how they differ from adult cases, and what steps you should take to protect your child’s rights.

How Are Personal Injury Claims Different for Children?

Children are more vulnerable than adults, and the law recognizes this by offering additional legal protections when they are injured. Here’s what makes personal injury claims for minors unique:

1. Legal Guardian Representation

Since minors cannot file lawsuits on their own, a parent or legal guardian must act on their behalf. This means that you, as the parent, are responsible for initiating the claim and making legal decisions to secure your child’s best interests.

2. Longer Statute of Limitations

Many personal injury claims have strict deadlines, known as statutes of limitations, for filing a lawsuit. However, in cases involving minors, these deadlines are often extended. In many states, the clock does not start ticking until the child turns 18. This provides additional time to seek justice, but it’s always best to consult a lawyer as soon as possible to avoid delays or complications.

3. Court Approval of Settlements

Even if you and the other party agree on a settlement, the court may need to approve it to ensure that it is in the child’s best interests. This prevents situations where parents or guardians might unknowingly accept an unfair settlement.

4. Future Damages Consideration

Unlike adults, children may suffer long-term consequences from an injury that could impact their growth, development, and future opportunities. Personal injury claims involving children often account for future medical expenses, rehabilitation, emotional trauma, and lost potential earnings.

Common Personal Injury Cases Involving Children

Children can be injured in a variety of ways, but some of the most common personal injury cases involving minors include:

1. Car Accidents

Whether they are passengers in a vehicle, pedestrians, or bicyclists, children are at high risk of injury in motor vehicle accidents. If another driver was at fault, you may be able to file a claim for your child’s medical expenses, pain and suffering, and other damages.

2. School and Daycare Injuries

Schools and daycare centers have a responsibility to provide a safe environment for children. If negligence—such as lack of supervision, unsafe playground equipment, or hazardous conditions—leads to an injury, the institution may be held liable.

3. Premises Liability (Slip and Fall Accidents)

Property owners have a legal duty to keep their premises safe, especially for children. If your child is injured due to unsafe conditions in a store, amusement park, neighbor’s house, or other locations, you may be able to file a premises liability claim.

4. Defective Products & Toys

Manufacturers are responsible for ensuring that children’s products and toys are safe. If a defective toy, car seat, or crib causes harm, you may have grounds for a product liability claim.

5. Dog Bites

Children are more vulnerable to dog attacks than adults. In many states, dog owners are strictly liable for injuries their pets cause, regardless of whether the animal had previously shown aggression.

6. Medical Malpractice & Birth Injuries

Medical errors during childbirth or pediatric care can have life-altering consequences. If your child suffered due to a doctor’s negligence, you may have a case for medical malpractice.

What Compensation Can You Recover?

A personal injury claim can help cover the financial and emotional toll of your child’s injury. Compensation may include:

Medical expenses (current and future)

Rehabilitation and therapy costs

Pain and suffering

Emotional distress

Long-term care expenses (if the injury leads to a disability)

Loss of enjoyment of life

In some cases, if the responsible party acted with gross negligence, punitive damages may also be awarded to punish reckless behavior and prevent similar incidents.

Steps to Take If Your Child Has Been Injured

If your child has suffered an injury due to someone else’s negligence, taking the right steps early on can strengthen your case:

Seek Medical Attention Immediately – Your child’s health comes first. Even if injuries seem minor, some conditions (such as concussions or internal injuries) may not be immediately apparent.

Document Everything – Take photos of the injury, the accident scene, and any hazardous conditions. Keep all medical records and receipts related to your child’s treatment.

Report the Incident – If the injury occurred at school, daycare, or a business, report it to the appropriate authority and request a written report.

Do Not Accept an Early Settlement Offer – Insurance companies often try to offer quick settlements that may not fully cover long-term damages. Consult a lawyer before signing anything.

Contact an Experienced Personal Injury Lawyer – A skilled attorney can help you navigate the legal process, negotiate with insurance companies, and fight for the compensation your child deserves.

Why Choose Templer & Hirsch for Your Child’s Injury Claim?

At Templer & Hirsch, we understand that nothing is more important than your child’s well-being. Our compassionate legal team has years of experience handling personal injury claims involving children, and we are dedicated to helping families recover the compensation they need to move forward.

We offer free consultations, and you don’t pay us unless we win your case. Let us handle the legal complexities while you focus on your child’s recovery.

📞 Call us today or visit our website to learn more about how we can help:

👉 Personal Injury Lawyers – Templer & Hirsch

👉 Contact Us – Templer & Hirsch

Your child deserves justice, and we’re here to fight for it.

Personal Injury Claims for Children | What Parents Must Know - image 1

Google Reviews

What Our Clients Say

5.0 Based on 150+ Google reviews

Have Questions About Your Legal Rights?

Free consultation. No obligation. No fee unless we recover for you.