Here is the short answer. A Defense Base Act (DBA) claim starts the moment you tell your employer you were hurt, and it runs on two deadlines. Written notice goes to the employer within 30 days of the injury under 33 U.S.C. section 912, and a written claim has to be filed within one year under 33 U.S.C. section 913. In between you get medical treatment, and under this program you pick your own doctor. The employer’s insurance company then either starts paying or disputes the claim, and a dispute goes first to an informal conference at the Department of Labor and then to a hearing before an administrative law judge. Keep a copy of everything you send, because the paper trail is what carries these claims.
I am Mark Hirsch. I file Defense Base Act claims for civilian contractors hurt overseas. The problem I run into most is a worker who told a supervisor by phone, flew home, and has nothing in writing to show the injury was ever reported. By the end you will know who the Defense Base Act covers, the order the steps go in, the two deadlines that decide whether a claim survives, and what happens if the insurance company says no.
Key takeaways
- The Defense Base Act (DBA) covers civilian workers on United States government contracts overseas, subcontractors included.
- It runs through the Longshore and Harbor Workers’ Compensation Act (LHWCA), so the longshore rules apply.
- Report the injury to your employer in writing within 30 days, under 33 U.S.C. section 912.
- File the written claim within one year of the injury, under 33 U.S.C. section 913.
- You choose your own treating doctor, and those treatment records carry the claim.
- A denial is not the end of the road. Disputes go to an informal conference, then to a hearing before a judge.
Understanding the Defense Base Act
The Defense Base Act extends the Longshore and Harbor Workers’ Compensation Act (LHWCA) to provide benefits to certain civilian employees working for U.S. government contractors outside the continental United States. This includes employees working on military bases, government contracts, and public works projects. The DBA covers various types of injuries, including physical injuries, occupational diseases, and even death. When a contractor dies from a covered injury, the program pays the family; our guide to Defense Base Act death benefits explains who qualifies and how survivor compensation is calculated.
Who is Covered?
The DBA covers a broad range of workers, including:
- Contractors and subcontractors working on U.S. military bases.
- Employees of private companies providing services to the military.
- Workers on public works projects funded by the U.S. government.
Step-by-Step Guide to Filing a DBA Claim
Step 1: Report the Injury
The first step in filing a DBA claim is to report the injury to your employer. This should be done as soon as possible after the incident occurs. Make sure to document the date, time, and circumstances of the injury. Employers are required to notify their insurance carrier about the incident promptly.
Step 2: Seek Medical Attention
It is crucial to seek medical attention immediately after an injury. Under the DBA, you are entitled to medical treatment for your injuries. Ensure you keep all medical records and documentation, as this will be vital for your claim. You have the right to choose your medical provider, but it is often advisable to choose one who is familiar with DBA claims.
Step 3: Understand the Deadlines
Filing deadlines are critical under the DBA. You must report your injury to your employer within 30 days of the incident. While you have up to one year from the date of injury to file a claim with the Office of Workers’ Compensation Programs (OWCP), it’s in your best interest to file as soon as possible to avoid complications. Wondering how long the rest of the process runs? Our guide on how long a Defense Base Act claim takes walks through each stage and what causes delays.
Step 4: Complete the Necessary Forms
A Defense Base Act claim uses the Longshore program forms, not the CA forms that federal employees file. Form LS-201, Notice of Employee’s Injury or Death, gives the written notice. Form LS-203, Employee’s Claim for Compensation, is the claim itself, and it goes to the U.S. Department of Labor. Both ask when and where you were hurt, how it happened, and what treatment you have had. Fill them out fully, because thin answers are what stall a claim.
Step 5: Gather Supporting Documentation
Along with your claim forms, you’ll need to gather supporting documentation, which may include:
- Medical records and bills.
- Witness statements regarding the injury.
- Proof of employment (such as pay stubs or contracts).
- Any correspondence with your employer about the injury.
For a psychological injury such as PTSD, the evidence works a little differently. Our guide on proving a PTSD claim under the Defense Base Act explains the diagnosis and work-connection records these cases turn on.
Submit Your Claim
Once you have completed the necessary forms and gathered your documentation, submit your claim to the OWCP. Ensure that you keep copies of everything you submit, as this will help you track the progress of your claim.
Await the Decision
After your claim is submitted, the OWCP will review the documentation and make a determination regarding your benefits. You should expect a decision within 60 days. During this period, it’s essential to maintain communication with the OWCP and be responsive to any requests for additional information.
Follow Up and Appeal if Necessary
If your claim is accepted, you will begin receiving benefits for your medical expenses and lost wages. However, if your claim is denied, you have the right to appeal the decision. The appeal process involves submitting additional documentation and potentially a hearing to present your case. It’s highly recommended to consult with a legal professional experienced in DBA claims during this process.
How Templer & Hirsch Can Help
At Templer & Hirsch, we understand that filing a claim under the Defense Base Act can be a daunting task. Our dedicated team of personal injury lawyers is here to file the claim for you, ensuring that every detail is handled with care and expertise. We are committed to fighting for your rights and securing the compensation the law allows for your injuries, medical expenses, and lost wages.
Our record at Templer & Hirsch is exemplary, with a history of successfully representing clients and helping them navigate the complexities of the DBA claims process. We are here to provide you with strong legal support throughout the journey, ensuring that you are not alone during this challenging time.
Conclusion
Filing a claim under the Defense Base Act can seem daunting, but understanding the process and following these steps can make it more manageable. Remember to report your injury promptly, seek medical attention, and gather all necessary documentation. If you encounter challenges along the way, don’t hesitate to reach out to our experienced team at Templer & Hirsch for assistance. We specialize in helping clients navigate the complexities of DBA claims and are here to support you through every step of the process.
For further information on the Defense Base Act, you can refer to the U.S. Department of Labor website or consult legal resources specific to your case. Don’t face this journey alone; let us help you secure the compensation the law allows.
This is general information, not legal advice; consult an attorney about your situation.